Loans

For whom

Inicjatywa Mikro offers loans for business development
- to small business owners (including one-person bsuinesses)
- to people starting up their business

Types of loans:

Start up loan (0-3 mo): 1,000 - 10,000 PLN for 3 to 12 months
Start-up loan (3-12 mo): 2,000 - 20.000 PLN for 3 to 18 months
Interest only loan (credit line): 2,500 - 120,000 PLN for 3 to 60 months
Term loan (for working capital or investment purposes) 5.000 - 50.000 PLN for 3 to 24 months

Purpose

The loans may be used for any purpose connected with the borrower`s business.

Repayment

- fixed installments including the principal and the interest
- interest during the grace period and then fixed installments including the principal and the interest
- repayment of the principal along with the last interest installment

Collaterals

- promissory note
- guarantee by a natural person or other security, e.g. mortgage, bank deposit, assignment as a security for a car

We guarantee

- constant access to funds
- efficient service
- installments adjusted to the capacity of clients
- possibility of premature repayment
- low service costs of subsequent loans

Loans examples

• Start up loan (0-3 mo)
• Start up loan (3-12 mo)
• Interest only loan (credit line)
• Term loan (working capital or investment purposes)