About us

Inicjatywa Mikro - a reliable financing source for your company

By offering access to financing to small businesses and people who start their business we support business development as a form of regional development and of active prevention of unemployment.

We service entities registered in the Voivodships of Malopolska, Silesia, Holy Cross Region, Sub-Carpathian and Mazovia (except for the city of Warsaw).

We try to assist the companies which because of the lack of relevant collaterals, the short period of existance on the market or the simplified for of bookkeeping generate too much risk for banks.

By the end of June 2009 we gave 8,038 loans which in total amounted to 11,309.000 zloty. The current loan program is co-financed from the funds of the European Regional Development Fund.

Call us and learn about the terms and conditions of the loans corresponding to your possibilities and needs.

See where we operate

Loans examples

• Start up loan (0-3 mo)
• Start up loan (3-12 mo)
• Interest only loan (credit line)
• Term loan (working capital or investment purposes)